Garden Savings Federal Credit Union has a limited-time certificate special on their 4-Year Share Certificate at 4.08% APY. They also have a 2-Year certficiate at 3.04% APY. NCUA-insured. Here are the highlights: $500 minimum deposit. Interest paid monthly. Penalty for early withdrawal is 180 days of dividends. Membership with at least $5 deposited in a […]